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• sweaters
  • スウェッターズ
• vowel
  • バゥール
• consonant
• Do you have any credit cards?
  • I have one.
  • I have some credit cards.
• a university
• beetle,
• pillow
• How do you pronounce this word?
• ornament
• They have some ornaments.
  • In England, this is formal.American usually use it.
• they've(have) got ornaments.
  • English usualy use it/
• He's(has) got a toy.
• Have you got any toys?
• Has she got any toys?

• under 3 patterns is same pronounse.
  • Jane's(has)
  • Jane's(is)
  • Jane's(her)